This is a demo with made-up data for a sample user. Nothing here is connected to a real account.

Good evening, Maya

YouTube creator and freelance designer. Last 12 months, December 2025 to November 2026.

Next paycheck

Friday, November 13

$680
Your paycheck buffer covers 2.1 months with no new income.

Tax reserve

Set aside for your next estimated payment

$4,350
Next payment of $3,980 is due January 15, 2027. You're on track.

Emergency fund

Goal: 6 months of living costs

$9,800
3.3 of 6 months saved. At your current pace you'll reach the goal by July 2027.

Income in, paycheck out

Deposits swing from $2,400 to $11,200 a month. Your paycheck stays the same.

Money that came in Paycheck you received

Where your money goes

How each deposit is split

  • Paycheck55%
  • Taxes24%
  • Business costs10%
  • Emergency fund6%
  • Retirement (Solo 401k)5%

Change splits

Income by source

Last 12 months, $64,100 in total

    Watch Brand deals are 38% of your income. Losing one big sponsor would cut a month of pay. Growing Patreon or digital products would spread the risk.

    Coming up

    Money and deadlines over the next 10 weeks

    • Nov 13

      Paycheck of $680From your buffer

    • Nov 20

      Brightloop video dueReleases the remaining $1,600

    • Nov 28

      Studio Arcadia invoice reminderSecond automatic reminder

    • Dec 2

      Northpeak invoice due, $4,000Sent November 2

    • Jan 15

      Estimated tax payment, $3,980Already set aside

    Brand deals

    This quarter, $16,500 in total

    BrandStageNext stepValue
    Lumen SkincareNegotiatingReply to counter-offer$6,500
    Northpeak OutdoorAwaiting paymentInvoice due Dec 2$4,000
    Brightloop AppIn productionDeliver video by Nov 20$3,200
    Tidewater CoffeePaidSend performance report$2,800

    Invoices

    $5,850 outstanding

    ClientStatusAmount
    Studio Arcadia
    Logo refresh    		12 days late$1,850
    Northpeak Outdoor
    Sponsored video    		Due Dec 2$4,000
    Brightloop App
    50% deposit    		Paid Oct 30$1,600

    Real hourly pay

    October, after fees, costs and unpaid hours

    $31.40
    Up from $26.80 in September. Fewer unpaid editing hours made the difference.

    Software subscriptions

    7 tools

    $177 / month
    Your website builder and link-in-bio page overlap. Dropping one saves about $108 a year.

    Retirement

    Solo 401(k), this year

    $3,200
    Saved automatically from every deposit. Contributions lower this year's tax bill.